I’ve spent 5 years renovating and selling properties, but this is the hardest part: Seeing a family evicted from a rental they paid for on time. In Ontario, if your landlord’s mortgage defaults, your lease might not save you. The bank wants the house empty because ‘vacant’ sells for more. Whether you’re a renter or a pre-con buyer facing a $200k appraisal gap, you need to know your rights before the locksmith arrives.